Personal Bank Account

Easy access to your money.

• Take cash out of ATMs in Ireland and anywhere in the world where Visa Debit is accepted.
• Make contactless payments where you see the Contactless sign.
• Make payments using Google Pay and Apple Pay.

Manage your bills on the go.

• Pay your bills in the AIB mobile app or on Internet Banking (if you are registered) or in any AIB branch.
  
• Download our AIB mobile app to manage your money on the move. See our full range of Ways to Bank Options.

Never miss a payment.

• You can set up a standing order on your AIB Current Account in the AIB mobile app, through Internet Banking, or by visiting a branch.
• To set up a Direct Debit simply give your bank account details to the organisation you’re paying.
• In the mobile app you can easily keep track of all your standing orders and direct debits by checking what you’ve already paid and what payments are coming up.

International transfers.

Stay in Control.

• Receive regular account statements and statements of fees in your AIB mobile app or by post.
• Before you can switch to eStatements you will need to be registered for AIB Mobile, Phone & Internet Banking.

Benefits for you as an AIB Basic Bank Account holder:

• On the anniversary date of your account opening, if in any 12-month period you have received payments exceeding the national minimum wage, including the previous 12 months. The start and end date will always be the same.
• If your account has been open for 5 years or more.

How to get these benefits:

• You can get these benefits where:
  • You are a legal resident in the EU,
  • Aged 16 or over,
  • You do not hold a personal payment account with any bank in Ireland or have received notice that your Personal Payment Account (or all of them if they have more than one) will be closed.

Additional Services

• You can open a AIB Advantage Account, where you don't have to pay a monthly fee.
• You can open a new AIB Advantage Account in the AIB mobile app or visit any of our branches.
• If you already have a Personal Current Account with us, you can change to an AIB Advantage Account by visiting or writing to any branch to tell us you want to move your Personal Current Account to an AIB Advantage Account.
• Once a year we will also write to Personal Current Account holders who are aged 66 or over and eligible to move to an AIB Advantage Account. This will be done within a year of turning 66. We will then automatically move these accounts two months after the date we write to account holders.
• If you have a joint account, everyone on the account must be aged 66 or over to qualify for an AIB Advantage Account.