AIB Fees and Charges - Personal Banking

Fee information on our accounts

Fees & Charges for Personal Account

Fees & Charges for Personal credit cards

International transaction charges

Fees & Charges for AIB Visa Corporate and Business Credit Cards

Why we charge a monthly fee

We charge a monthly fee to cover an unlimited number of euro transactions on your account such as payments, taking cash out and putting money in your account. 

When we charge the monthly fee

We’ll take this fee from your account on the last business day of each calendar month where your account has been active that month. 

A couple at home reviewing fees and charges documents together.

What you get for the €6 you pay each month:

On your current account, for a fee of €6 a month:

Our ongoing work to keep your money safe from criminals

A Debit Card, which is accepted anywhere you see the Visa logo

Access to your account through online banking 365 days a year

Access to AIB branches across the country

Who doesn't get charged fees?

We don’t  charge a monthly fee on these accounts

Advantage Account, if you are aged 66 or over.
Junior/Student Saver Account.
Basic Bank Account.
Student or Student Plus Account.
Graduate Account.
If you pay your mortgage with us from our Current Account.
Personal Demand Deposit Account.

While we don't charge a monthly fee on these accounts you may have to pay government charges and other service charges as detailed in 'A Guide to Fees and Charges for Personal Accounts (PDF)'.

Masterplan Account holders are not charged transaction fees on their account and are charged an account maintenance fee of €4.50 per quarter or part thereof.

What else do you get for your fee?

It is easy to manage your money safely through our mobile app or internet banking service.

You can talk to us in more than 170 local branches and service centres in Ireland or you can ring us Monday to Friday 9:00 to 17:00 excluding bank holidays. Some of our branches are open on Saturdays and you can use some branch services from early in the morning to late in the evening. In the places where we don’t have a branch, we take to the road in our community bank.