Spending and budgeting insights

Make managing your money easy

With simple tools to understand even the little things, like subscriptions and everyday spending, you can plan, track, and see exactly where your money is going.

Understand your spending

We know habits change over time and so does your spending. Our insight tools give you a simple snapshot of your spending trends and helps you spot areas where you might decide to spend less.

Two smartphones side-by-side showing the spending insights screens in the new app

Keep track of your spending. Get your daily, weekly or overall monthly spending view.

See a breakdown of your spending in a way that makes sense to you.

We all have our favourite places, whether it’s for coffee, groceries or everyday essentials. Now you can see who you spend the most money with.

Each month, a summary of your spending will be available; broken down by categories, retailers & subscriptions.

Stay in control of your spending

Life is busy. That’s why creating budgets helps you keep informed and make sure your money is going where you want it to.

So, when you get paid, you can organise it by:

Setting up category-based budgets to help you understand your everyday spending and more.

Set a spending target for yourself by deciding how much you want to set aside for your budgets, each month.

Adjusting your budgets as you go.

Seeing how much you’ve spent and what’s left over against your budget target.

A smartphone showing the budegts screen of the new mobile app. It shows budeget insights such as total budget left, amount spent and an overview of the month

Categorise and tag your transactions

You can easily manage your money in a way that works for you and suits your lifestyle.

A smartphone showing the insights screen of the new mobile app. It shows the amount spent this month, as well as the total budget left for the month and an option to view money insights of previous month

All your spending is grouped into transaction categories like transport, groceries, or entertainment.

You can change these categories if they are not correct and add personalised tags to your transactions to help you understand your spending in a way that works for you.

How-to videos

How to tag and categorise transactions

Video description & transcripts

This video provides a step-by-step guide to tagging and categorising transactions in the AIB mobile app. It shows how to access recent transactions, search for specific transactions, and view detailed transaction information.

The video demonstrates how to view and change transaction categories using the spending analytics section, as well as how to add tags to track specific types of spending. It explains how to create new tags, use existing ones, and how tags appear on individual transactions.

It also highlights that tags apply only to selected transactions, allowing users to manage and organise their spending in a way that suits them.
[Music playing]

[Visual: iPhone displayed on the left showing the AIB app home screen with log in button at the bottom and AIB logo above; title appears on the right: “How to tag and categorise your transactions.”]

[Narrator / On-screen text:]
“Here’s a video on how to tag and categorise your transactions.”

“Add your own tags to transactions to track spending in a way that works for you.”

“See a breakdown of your spending by structured categories, so you know where your money is going.”

[Visual: Phone screen displays the AIB app login screen.]

“To start, log into the app.”

[Visual: Everyday account screen displayed with recent activity.]

“Go to Everyday and scroll down to your activity and tap See all.”

[Visual: Full transaction list displayed.]

“You'll see all your recent transactions here.”

[Visual: Account selected with See all option shown again.]

“You can also tap on the account and scroll down to tap See all.”

[Visual: Search bar displayed.]

“If you are looking for a specific transaction, you can use the search bar.”

[Visual: Transaction selected.]

“Tap on the transaction to see more details.”

[Visual: Transaction details screen displayed.]

“You'll be able to see details like when and where you did the transaction.”

[Visual: Spending analytics section displayed.]

“You can scroll down to Spending analytics to see how we have categorised the transaction.”

[Visual: Category option highlighted.]

“If you want, you can change the category here.”

[Visual: Category list displayed.]

“Tap on the category to bring up a list of sub-categories and tap to change.”

[Visual: Done button selected.]

“Tap Done to save your changes.”

[Visual: Tagging option displayed in Spending analytics.]

“You can add tags to track specific spending, like car costs.”

“For example, tag fuel, parking and insurance as Car to see it all together.”

[Visual: Add a tag option selected.]

“Just tap a transaction, go to Spending analytics, and tap Add a tag.”

[Visual: Tag input field displayed.]

“Type the tag you want to add in this box.”

[Visual: Create tag option displayed.]

“If you want to create a new tag, tap Create tag.”

[Visual: Existing tags list displayed.]

“If you want to use an existing tag, just tap that tag.”

[Visual: Transaction details screen showing applied tag.]

“Your tag will appear on the transaction in the details screen.”

“It will not appear on similar transactions so you can manage how you would like to tag each transaction.”

[Visual: AIB logo spins into view. Text underneath reads: “For the life you’re after.” An arrow points to aib.ie.]

[Text: For the life you’re after. Visit AIB.ie]

[Text: Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.]

[Music fades out]
[End of video]

Questions and Answers

1. Log into the AIB mobile app.
2. Tap ‘Insights’.
3. Tap ‘Create a budget’. If you’ve a budget already set up, tap ‘Manage budgets’ and tap ‘New budget’ on the next screen.
4. Choose a category and one or more subcategories for the budget you want to set up and tap ‘Continue’.
5. Add a ‘Budget name’.
6. Add the budget amount to the ‘You aim to spend no more than’ field.
7. Tap ‘Add budget’.
1. Log into the AIB mobile app.
2. Tap ‘Insights’.
3. Tap ‘Manage budgets’ and tap on the budget you want to make changes to.
4. Tap ‘Edit budget’, top right corner of the screen.
5. On the next screen, you can make changes to the subcategory, budget name or amount.
6. To save any changes, tap ‘Save budget’.
1. Log into the AIB mobile app.
2. Tap ‘Insights’.
3. Tap ‘Manage budgets’ and tap on the budget you want to delete.
4. Scroll to the bottom of the screen and tap ‘Delete budget’.
- You can track and understand you’re spending all from within the ‘Insights’ section of the mobile app.
  - You can see how much money you’ve spent by filtering the spending graph by week or month.
  - We will give you a spending breakdown on your transactions. You can choose to see this by category, or who you’re spending money with.
  - You can also track your spending by creating and monitoring category budgets.
  - We will provide you with a snapshot review of your spending on a monthly basis.
- Categorising transactions helps you organise them into spending groups. 
- You’ll notice when you tap on one that they are automatically categorised.
- You can change the category
  1. Log into the AIB mobile app.
  2. Tap on the transaction you want to re-categorise.
  3. Tap on the category under ‘Spending analytics’, choose the new category and tap ‘Done’.
- Tagging brings flexibility to your transactions by letting you add your own labels to them to help you track them in a way that works for you.
  - Log into the AIB mobile app.
  - Tap on the transaction you want to add a tag to.
  - Tap on ‘Add a tag’ at the bottom of the screen.
  - Add your tag and tap ‘Done’.
1. Log into the AIB mobile app.
2. Tap on an account you want to search for a transaction in.
3. Scroll to the bottom of the screen, tap ‘See all’.
4. In the search bar, you can search for specific transactions, and you can also apply one or more filters.

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