Internet Banking Domestic and SEPA Payment cut off times
Below is the details of payment timelines for transferring money to another account within Ireland
Payment Type | Payment Amount | Payment Delivery Timeframes | |
|---|---|---|---|
Personal Users | Business Users* | ||
| Transfer money between your AIB accounts | Internet banking: Any amount up to €1,050,000 | Internet banking: Any amount up to €1,600,000 | Transfers to meet transactions that have been presented to your account on a business day must be made before 19:00 on that day |
| Transfer money to another AIB account in the Republic of Ireland | Internet banking: Any amount up to €10,000 | Internet Banking: Any amount up to €30,000 | Normally arrives at the bank of the person you're paying on the same business day, if sent before 19:15. Payments made after 19:15 may still leave your account on the same day |
| To Transfer money to another account that is set up for Single Euro Payments Area (SEPA Standard) | Internet banking: Any amount up to €10,000 | Internet Banking: Any amount up to €30,000 if payment is sent before 14:00. | Normally arrives at the bank of the person you're paying on the same business day if sent before 14:00 or next business day if sent after 14:00.
Payments made after 14:00 may still leave your account on the same day |
| To Transfer money to another payment account is SEPA Instant reachable | Internet banking: Any amount up to €10,000 | Internet Banking: Any amount up to €30,000 | There are no cut off times for sending a SEPA Instant Payment on Mobile or Internet Banking. That means you can send a SEPA Instant payment on any day and it will go through that day. |
* Customers registered for AIB Internet Banking who hold at least one open suitable designated AIB Business Account.
Mobile Banking**
Payment Type | Payment Amount | Payment Delivery Timeframes | |
|---|---|---|---|
Personal Users | Business Users* | ||
| Transfer money between your AIB accounts | Mobile banking: Any amount up to €1,000,000 | Mobile banking: Any amount up to €1,000,000 | Transfers to meet transactions that have been presented to your account on a business day must be made before 19:00 on that day |
| Transfer money to another AIB account in the Republic of Ireland | Mobile banking: Any amount up to €10,000 with Selfie Check | Mobile banking: Any amount up to €30,000 with Selfie Check | Normally arrives at the bank of the person you're paying on the same business day, if sent before 19:15. Payments made after 19:15 may still leave your account on the same day |
| To Transfer money to another account that is set up for Single Euro Payments Area (SEPA Standard) | Mobile banking: Any amount up to €10,000 with Selfie Check | Mobile banking: Any amount up to €30,000 | Normally arrives at the bank of the person you're paying on the same business day if sent before 14:00 or next business day if sent after 14:00.
Payments made after 14:00 may still leave your account on the same day
|
| To Transfer money to another account that is set up for Single Euro Payments Area (SEPA Instant) | Mobile banking: Any amount up to €10,000 with Selfie Check | Mobile banking: Any amount up to €30,000 with Selfie Check | There are no cut off times for sending a SEPA Instant Payment on Mobile or Internet Banking. That means you can send a SEPA Instant payment on any day and it will go through that day. |
* Customers registered for AIB Internet Banking who hold at least one open suitable designated AIB Business Account.
Before proceeding please read our Site Use Terms and Conditions, Privacy & Cookie statements which apply to your use of this website. AIB and AIB Group are registered business names of Allied Irish Banks, p.l.c. Registered Office: 10 Molesworth Street, Dublin 2.
Tel: +353 (0)1 6600311 Registered in Ireland: Registered No. 24173 Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995