AIB Green Living Space

The energy we consume in our homes, how we live and how we do business all leave a footprint.

Find out how we can work to minimise the impact on our planet.

"The threat of climate change to our entire planet has become a reality and so we must think globally. Greening our business is one of AIB’s three strategic priorities and sustainability is at the heart of everything we do. We want to empower people to build a more sustainable future.“

Colin Hunt, Chief Executive Officer at AIB

Four women wearing GAA jerseys standing together.

Sustainability in Action – AIB’s new Impact Report

Our latest Social Impact Report 2025-2026 (PDF, 30 pages) highlights how we're supporting customers, communities and businesses across the island of Ireland and Great Britain.

Through a regional lens, the report showcases our presence in local communities and the ways we're helping to build a more sustainable future. From supporting customers to improve the energy efficiency of their homes and businesses, to investing in local initiatives and community partnerships, our focus remains on creating positive outcomes for the people and places we serve.

We hope this report provides a snapshot of the impact we're making in communities across our regions and demonstrates how we're empowering people to build a more sustainable future.

Cancelling direct debit on the new app

Video descriptions and transcript

The video features AIB colleagues and customers discussing the value of the AIB Community Bank service in rural communities. They describe how the mobile banking service provides access to everyday banking, one-to-one support and trusted relationships close to home. The video includes footage of the Community Bank in operation in Mayo, customers speaking to camera and interactions between colleagues and local customers.
The video opens with soft, uplifting background music and on-screen text introducing the AIB Community Bank. Viewers are shown the mobile banking service as it travels to and operates within rural communities, bringing essential banking services closer to customers who may not have easy access to a local branch.

The video then transitions to Elaine Anderson from AIB Westport, who explains that the Community Bank is a bank on wheels that serves customers living in rural areas who cannot easily get to a branch or who do not have one nearby. As she speaks, footage shows the Community Bank serving customers in local communities.

The next scene features customer Annette O'Leary from Pollagh, Achill Island, who discusses the importance of the service in her community. She explains that the Community Bank provides more than everyday banking transactions, offering valuable one-to-one support for customers who may not feel comfortable banking online.

The video then moves to AIB Community Bank colleague Magda Dubaj, who reflects on the relationships built with customers over time and the rewarding nature of supporting people and their families. Footage of colleagues interacting with customers appears throughout.

The final contributor, Joe Mulligan of Achill Island Property, explains the practical benefits of having banking services available locally. He describes the Community Bank as a significant asset to the local community which avoids the need to travel an hour at least to nearest urban centres.

The video ends with the AIB logo and the message: “For the life you're after.” as the music fades out.
[Soft background music plays.]

[Text appears on screen: “Building a Sustainable Future: AIB Community Bank]

Elaine Anderson, AIB Westport:
The AIB Community Bank is essentially a bank on wheels. We go out and serve customers that live in rural areas that can’t get to a branch or mightn’t have a branch that’s directly in their area.

Annette O’Leary, Pollagh, Achill Island:
Our Community Bank is essential to us. It's not only for putting money in, taking money out, it's also for getting help on how to do stuff. Some of us aren’t very good online, so you know, we need the one to one.

Magda Dubaj, AIB Community Bank colleague
Week in and week out, you get to know people, get to know about their families, about their children, about the issues they have and they may need help with, in the future. It is an extremely rewarding job.

Joe Mulligan, Achill Island Property:
Simple things, like even lodging cheques, the day-to-day stuff that I’d have to lose half a day if I was to travel to Castlebar or Westport to physically lodge it. Having the option on my doorstep is a huge benefit from a business perspective. The AIB Community Bank is unquestionably a massive asset to the local community.

Elaine Anderson, AIB Westport:
We, here in AIB Westport, we’re so proud of the service that we provide. We’re really happy that our community is able to avail of all the services we have, even if they live remotely.

[Closing screen: AIB logo and text “For the life you're after.” Music fades out.]

Video descriptions and transcript

The video features Kevin and Ciara Callanan discussing the changes that have taken place on their farm in Loughrea, Co. Galway and their plans for the future. They describe the influence of family and particularly Ciara's grandmother Tessa who also appears in the video, the importance of sustainability and the role of new technology in supporting the business. The video includes footage of farm life, dairy farming operations, renewable energy investments and the three generations of the Callanan family working together.
The video opens with soft, uplifting background music and on-screen text introducing Kevin and Ciara Callanan. Viewers are shown footage of the family dairy farm in the west of Ireland, alongside scenes that highlight its day-to-day operation and the surrounding rural landscape.

The video then transitions to discussion around the kitchen table between Kevin, Ciara, Nicola Fetherstone and Stephen Brady, both of AIB. Ciara and Kevin discuss the history of the farm and its growth over five generations. Kevin explains how the farm developed from a traditional 40-acre holding to a modern dairy enterprise milking 240 cows today. As he speaks, footage shows farm activities and the people involved in running the business.

The next scene focuses on Ciara’s farming journey. She reflects on the influence of her grandmother, Tessa, who was a farmer herself, and shares memories of growing up around the farm. Footage of Ciara working across the farm illustrates her role in the family business.

The video then turns to sustainability and innovation. Kevin explains how investments in technology and renewable energy are helping to improve efficiency and reduce costs, while supporting the long-term future of the farm. Ciara also discusses her optimism for the future of farming and the importance of encouraging younger generations into the sector.

The video ends with the AIB logo and the message: “For the life you're after.” as the music fades out.
[Soft background music plays.]

[Text appears on screen: “Building a Sustainable Future: Kevin & Ciara Callanan”]

Stephen Brady, AIB Business Relationship Manager:
Kevin, Ciara, thanks very much for having us here today. Can you tell us a little bit about your farm?

Kevin Callanan:
We're probably the fifth generation here. It was kind of started as a small 40 acre farm, kind of traditional holding in the West of Ireland. Started with 40 cows, and we’re milking 240 today. And Ciara’s a partnership with me here for the last seven years.

Stephen Brady, AIB Business Relationship Manager:
Ciara, we met your grandmother earlier who was a farmer herself. Was she a big influence on your decision in joining the farm?

Ciara Callanan:
Definitely, yeah. Like, I have memories of her bringing in cows, milking cows with Dad, and feeding calves. She was always involved in everything, and it was great to see that. I knew no different.

Nicola Fetherstone, AIB Agri Advisor:
And Kevin, why is sustainability important to the farm and to the business in your eyes?

Kevin Callanan:
We're always kind of looking at technology that will make things simpler, maybe, and make more efficient and maybe save us money at the end of the day as well and pay for itself. I expect this year that we'll generate 80 to 90% of our own electricity. A dairy family of this size is huge. It's probably €18-20,000 of electricity produced. It's important maybe to have these investments done and have the farm up and running at a level where it can support Ciara and her family and maybe whatever generation comes after that.

Nicola Fetherstone, AIB Agri Advisor:
So Ciara as a young woman in farming, are you optimistic about the future and what challenges do you foresee?

Ciara Callanan:
I'm definitely optimistic about the future. I think we create a great project here in Ireland and there is fantastic opportunities both in Ireland and outside Ireland for our product. I think I can do the job just as good as any lad but you will get the odd look now if you're driving down the road in the tractor, or in the mart, you know auld lads would be looking at you. But it doesn't bother me. I view myself as a farmer first. I am a woman as well, but I feel like it is important to encourage everyone into farming, especially the younger generations, because that is a problem that we see.

Nicola Fetherstone, AIB Agri Advisor:
Ciara, Kevin, thanks very much for having us here today. We're delighted to have you as customers and wish you the very best of luck in the future.

Kevin and Ciara:
You're very welcome. Not all. Thank you.

[Closing screen: AIB logo and text “For the life you're after” Music fades out.]

Farming Succession

We Make Good

Video Transcript and Descriptions

The video opens with soft, uplifting background music. with an aerial camera giving a view of a city. The video then transitions to a staff member speaking to the camera.

The staff member from the We Make Good charity speaks directly to camera, explaining the charity's mission to help people from maginalised backgrounds get into work in the creative and fashion industries. As she speaks, the video shows people using sewing machines to stitch clothes and other fabrics, and shows other staff members talking to each other and helping people with their sewing.

The next scene shows another staff member speaking directly to the camera. She talks about how she is excited to be launching the charity's new repairs and alterations course in 2026 which is funded by the AIB Community €1 Million Fund, as clips of the staff member talking to people and helping them with their sewing appear.

The video then transitions to another staff member sitting at a sewing machine and using it to stitch fabrics. The staff member explains that she is excited to use her skills to train people, so they can learn the skills to help make them more confident and independent.

The video ends with on-screen text: “For the life you're after. visit aib.ie/community.” and the AIB logo appears as the music fades out.
[Soft background music plays.]

[Text appears on screen 'AIB Community €1 Million Fund. 2025 Charity We Make Good.']

Caroline Gardner, Co-Founder and CEO, We Make Good:

We Make Good exists to help people from marginalized backgrounds get into work in the creative and fashion industries

[Cut to footage of people using sewing machines to stitch clothes and other fabrics.]

and we work with people from a variety of backgrounds, including refugees, people, who have a disability

[Cut to footage of staff members talking and laughing with each other.]

or people who have come out of drug rehabilitation or out of prison and are looking to restart their lives.

[Cut to footage staff member speaking directly to the camera.]

Sarah Verdon, Textile and Studio Manager, We Make Good:

In 2026, we're so excited to be launching our new repairs and alterations course, which is funded by the AIB Community 1 Million Euro Fund.

[Cut to footage of another staff member using a sewing machine.]

Mariam Dudashvilli, Project Lead, We Make Good:

I'm very excited that I can use my skills for training people, because if they will have the skills we are sharing here, we are giving confidence and independence.

[Closing screen: AIB logo and text “For the life you're after. Visit aib.ie/community” Music fades out.]

Video descriptions and transcript

The video features students and teachers celebrating the AIB Future Sparks School Impact Awards 2026. It highlights the achievements of schools that have delivered positive social, environmental and financial impact in their communities through the programme. The video includes footage from the awards gala in Croke Park, students receiving prizes, and reactions from participants as award winners are announced.
The video opens with energetic background music and on-screen text introducing AIB Future Sparks, Ireland’s largest post-primary schools programme. The audience is welcomed to the AIB Future Sparks School Impact Awards 2026, with scenes of students cheering and celebrating, creating an exciting atmosphere throughout the event.

The video then transitions into a highlight reel of the awards ceremony, showcasing students, teachers and school representatives gathered in Croke Park. On-screen text explains that the School Impact Awards provide an opportunity for schools to demonstrate the knowledge and skills developed through the Future Sparks programme.

As the video continues, a montage of footage captures speeches, award presentations and reactions from participating schools. Additional on-screen text highlights the three award pillars of social, environmental and financial impact, while also noting that 225 submissions were received during the 2025/26 programme year.

The excitement builds as the overall winner of the AIB Future Sparks Impact Award, Ardscoil na Mara in Tramore, Co. Waterford, is announced, prompting loud cheers and celebrations from students in attendance. Further on-screen statistics emphasise the scale and impact of the initiative, including that 300 students were invited to the awards gala in Croke Park, that schools were recognised for the real impact they made in their local communities, and that a total of €25,000 in prizes was awarded.

The video ends with the AIB Future Sparks and School Impact Awards logos alongside the web address AIB.ie/FutureSparks as the music and celebrations fade out.
[Energetic background music plays.]

[Text appears on screen 'AIB Future Sparks – Ireland’s Largest Post-Primary School’s Programme']

Host:

Welcome to the AIB Future Sparks School Impact Awards 2026, let me hear you!

[Text appears on screen ‘The Future Sparks School Impact Awards enables schools to showcase programme learnings']

[Students cheer and applaud.]

[Montage of the event plays throughout the video.]

[Text appears on screen ‘Three award entry pillars – Social, Environmental, and Financial’]

[Text appears on screen ‘225 submissions in 2025/26’]

Host:

The overall winner of the AIB Future Sparks Impact Award is Ardscoil na Mara, Waterford.

[Large cheers from the students.]

[Text appears on screen ‘300 students invited to the Awards Gala in Croke Park’]

[Text appears on screen ‘Recognising the real impact in their local communities’]

[Text appears on screen ‘€25,000 in prizes won’]

[Closing screen: AIB Future Sparks logo and School Impact Awards logo, and text ‘AIB.ie/FutureSparks’ Music and cheers fades out.]

School Impact Awards: Future Sparks

Steps to Sustainability

Video Transcript and Descriptions

The video opens with cheerful background music and footage of a train travelling through the countryside. On-screen text introduces the theme of switching to the train, setting the scene for a personal account of changing commuting habits.

The video then transitions to AIB colleague Gareth Mann, who explains that he lives in the countryside and works in the city. He reflects on how driving to work every day had become a routine habit, despite the challenges of traffic, tolls and finding parking. As he speaks, footage follows Gareth leaving his home and making his way to the train station.

The video continues with Gareth describing his decision to try travelling by train instead. He explains that after only a few weeks he noticed significant benefits, including a less stressful journey and the opportunity to make better use of his travel time. As the montage of his commute continues, he describes being able to catch up on emails, prepare for the day ahead and enjoy a more relaxed journey.

The video also explores the financial and environmental benefits of travelling by train. Gareth explains that the change has helped him save both time and money while reducing his reliance on driving. He reflects on how a small adjustment to his daily routine has had a positive impact on his overall lifestyle.

The video ends with footage of a train travelling through the countryside alongside the AIB logo and the message: “For the life you're after.”
[Cheerful background music plays.]

Gareth Mann, Enterprise Delivery at AIB:

So, I live in the countryside but I work in the city. Pretty much every day I used to drive my car to work, simply out of habit, really.

[Pan of a train travelling through the countryside, with AIB branding and text ‘Switching to the train’]

Gareth Mann, Enterprise Delivery at AIB:

I would have taken the car on the idea that it would be more convenient, but with traffic, toll bridges, trying to organise parking, it became a lot more stressful, I guess, than convenient. So, that made me explore alternative options and I said I would give the train a go.

[Montage of Gareth leaving his house and heading to the train station playing throughout.]

Gareth Mann, Enterprise Delivery at AIB:

I tried it for a couple of weeks. Immediately, I noticed the benefits. Getting the train is a lot more stress free. The main thing for me is the opportunity to prepare for the day when I’m on the train, you know. Whether that’s, you know, opening the laptop, doing a bit of work, catching up on emails, even having a light bite to eat. I feel like when I arrive to work, I’m more prepared for the day as well as when I come home in the evening, you know, you feel like you’ve done less or the day hasn’t been as long. It’s given me back an extra hour or two in the day, to do whatever I want, really.

From a sustainability perspective, it really feels like a change for the better. Fewer cars on the road is better for the environment. The train is relatively cheap, so yeah, I’ve noticed, you know, cost savings over time for sure.

Both the financial and time saving benefits as well as de-stressing and having a more comfortable experience, I guess, on the train. It’s a small change that I’ve made to my lifestyle that has had such a big impact. So, yeah I would definitely recommend it.

[Closing screen: pan of a train travelling through the countryside repeats, with AIB logo and text “For the life you're after”]

Progressing our sustainability agenda is a strategic priority for AIB and Greening our Business is at the heart of our corporate strategy.

Our purpose is empowering people to build a sustainable future and Greening our Business is a strategic priority. We act with purpose to lead the transition, supporting our customers, colleagues and many other stakeholders on this journey. We have a well-established approach to transparent sustainability disclosures and we believe that sustainability reporting is vital to embedding sustainable practices.

To learn more about our approach to sustainability and our progress please see our Sustainability Reporting section on pages 41 to 115 of our 2025 Annual Financial Report (PDF, 388 pages, 10.7MB).

To learn more about how AIB brings together all elements of our climate journey into a blueprint for action for the coming years, please see our Climate Transition Plan (PDF, 35 pages, 1,845KB).

A man in hiking gear gazing into the lake and mountains.

A man picking fruits with two little children in a farm.

Sustainability Disclosures Tables

Our Sustainability Disclosures Tables provide supplementary information that is required by certain stakeholders. These tables include content indices and relevant supporting information for Global Reporting Initiative (GRI), The United Nations Environment Programme Finance Initiative (UNEP FI) Principles for Responsible Banking (PRB) and the Equator Principles. To read more please see our Sustainability Disclosures Tables (PDF, 10 pages, 651KB).

Our Commitments & Progress

CDP

Commitments

ESG Ratings

Related Codes & Policies

Regulatory Information

Lending criteria, terms and conditions apply.

Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.

Allied Irish Banks, p.l.c. is an authorised agent and servicer of AIB Mortgage Bank in relation to the origination and servicing of mortgage loans and mortgages. Allied Irish Banks, p.l.c. and AIB Mortgage Bank are regulated by the Central Bank of Ireland.

Sustainability

MyMortgage tool

AIB Green Living Space

Sustainability in Action – AIB’s new Impact Report

Cancelling direct debit on the new app

Video descriptions and transcript

Video descriptions and transcript

Farming Succession

We Make Good

Video Transcript and Descriptions

Video descriptions and transcript

School Impact Awards: Future Sparks

Steps to Sustainability

Video Transcript and Descriptions

Progressing our sustainability agenda is a strategic priority for AIB and Greening our Business is at the heart of our corporate strategy.

Sustainability Disclosures Tables

Our Commitments & Progress

CDP

Commitments

ESG Ratings

Related Codes & Policies

Regulatory Information