How can I transfer money abroad?

1. Log into the AIB Mobile app.
2. Tap the ‘Payments’ option in the bottom tab.
3. Tap ‘Send a bank transfer’.
4. Enter the amount you want to ‘Send’.
5. Then, tap ‘From Account’. This is the account you want to send the money from.
6. Then, tap ‘To Account’. This is the company or person you want to pay. If you are setting up a new person to pay, tap ‘New’ in the top right-hand corner of pop-up screen. We will ask you to answer some fraud awareness questions. You will need the payee account name and IBAN. We use Selfie Check to save the payee.
7. Once you’ve created and saved the payee, you can add a message for you and the person you are paying under ‘Add a reference’.
8. Before you press ‘Continue’, select the ‘Payment type’. The payment type will default to ‘Instant’ (money normally arrives within seconds) but you can choose ‘Standard’ (money arrives on the same or next business day).
9. The ‘Verification of Payee’ check (that is where we check the name of the person you are paying against the name on their account) is done at this point, and you will be given one of the four possible answers:
  1. Match – the name fully matches.
  2. Details do not match – the name does not match.
  3. Match not possible – we are unable to check the name.
  4. Close match - the name does not fully match.
  - More information about Verification of payee and what these answers mean can be seen here.
10. If it’s a match, confirm the details are correct and tap ‘Continue’. If it’s not a match, you should not continue. Check the details of the payee.
11. If you’ve not saved the person you want to pay, you will be asked to complete Selfie Check, before you send the payment. This is to confirm that it is you who is making the payment.
12. You can see the completed payment in the ‘Recently paid’ section of the ‘Payments’ tab.
Send again

With ‘Send again’, you can repeat a payment by tapping the transaction. No need to start again. Just tap the payment and follow the steps to repeat it.

You can also adjust to the amount or the account you are sending money from.
(Transfers only for SEPA Zones)
1. Log into AIB Mobile app.
2. Click the Pay & Transfer menu.
3. In the Pay and Transfer menu select ‘Pay another account”.
4. Select the account to debit.
5. Select ‘Pay Someone New’.
6. The country of Payment prefills to ‘Ireland’ so use drop down to select country of payee’s bank and enter the Payee Details - ‘Full Name’ and ‘IBAN’ and select ‘Continue’.
7. Follow the instructions on screen to complete your request.
1. Log in to AIB Internet Banking.
2. Select Pay & Transfer
3. Click on International Payment.
4. Follow the instructions to complete your request.
You will need your AIB Card Reader.

You'll need to have the following information for the receiving account to complete your request:
- The name and address of the person to whom you are transferring the funds
- The account number or IBAN (International Bank Account Number)
- The Business Identifier Code (BIC)* or the full name and address of the foreign bank branch where the receiving account is held
*BIC is not required for Single Euro Payments Area (SEPA) payments within the Eurozone.

To re-use International payment details, go to your Payment Logs which can be found in the Accounts menu. If the payment status is 'complete', click on the 're-use' button on the right hand side. Follow the instructions to complete your request.

Find out more information about International Payments.

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