Deposit Rates
All rates are correct as at 31st January 2012.
A.E.R. is the Annual Equivalent Rate
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Product |
Rate Bands |
Current Variable Rates |
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Minimum |
Maximum |
A.E.R % |
Gross% |
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Promotional Regular Saver Rate Standard Regular Saver Rate
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AIB Parent Saver Plan |
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Product |
Rate Bands |
Current Variable Rates |
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Minimum |
Maximum |
A.E.R % |
Gross% |
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EUR6,000 |
EUR25,000 |
1.75% |
1.75%
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Product |
Rate Bands |
Current Variable Rates |
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Minimum |
Maximum |
A.E.R % |
Gross% |
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EUR0 |
EUR24,999 |
1.50% |
1.50% |
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EUR0 |
EUR10,000 |
3.05% |
3.03% |
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Notice Deposit 90 Account |
EUR0* |
No Maximum |
0.05% |
0.05% |
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Notice Deposit 90 Account |
EUR0* |
No Maximum |
0.05% |
0.05% |
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EUR0 |
No Maximum |
0.05% |
0.05% |
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EUR0 |
No Maximum |
0.05% |
0.05% |
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* Minimum account opening balance of EUR 6,000
** Minimum account opening balance of EUR 1,000
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Rates for Fixed Term Deposits are available on request. Rates for Fixed Term SSA's opened prior to 06/04/2001 are available on request. Flexi Deposit Account Rates for Flexi Deposit Account are available on request. |
No longer available to new customers
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Product |
Rate Bands |
Current Variable Rates |
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Minimum |
Maximum |
A.E.R % |
Gross% |
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Notice Deposit 15 |
EUR0 |
EUR99,999 |
0.05% |
0.05% |
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Notice Deposit 30 Account |
EUR0 |
No Maximum |
0.05% |
0.05% |
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Instant Access Account |
No Minimum |
No Maximum |
0.75% |
0.75% |
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SSA Deposit 30 Account |
EUR0 |
EUR95,250 |
0.05% |
0.05% |
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SSA Deposit 90 Account |
EUR0 |
EUR95,250 |
0.05% |
0.05% |
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Personal |
EUR20 |
No Maximum |
0.05% -0.075% |
0.05% |
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Personal |
EUR20 |
EUR1000 |
0.05% -0.075% |
0.05% |
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Youth |
EUR5 |
EUR1000 per month |
0.05% -0.075% |
0.05% |
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Family |
EUR20 |
EUR1000 per month |
0.05% -0.075% |
0.05% |
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*** These rates are subject to terms and conditions governing Personal Savings Plans and also apply to Special Savings Plans opened prior to 06/04/2001
AIB DIRECT DEPOSITS
Rates on deposit products available through the Personal Savings Team at 1850 44 22 22. These products are offered in euro currency only and are not available through AIB branches or AIB Phone & Internet Banking.
Variable Rate Accounts
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Product |
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Current Rates |
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Minimum |
Maximum |
A.E.R % |
Gross% |
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Easy Access Reward Account - Accounts opened from 31st January 2012*+ |
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EUR0 |
EUR100,000 |
3.10% |
3.10% |
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| *A Standard Rate of 0.75% Gross/A.E.R variable payable for entire term plus a Reward Rate of 2.35% Gross A.E.R Fixed payable for 12 months from account opening where there are 2 withdrawals or less. | ||||||
Easy Access Reward Account Standard Rate - Accounts opened before 31st January 2012**+ |
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EUR0 |
EUR100,000 |
0.75% |
0.75% |
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| **A Standard Rate of 0.75% Gross/A.E.R variable payable for entire term plus a Fixed Reward Rate advised at the start of the current term payable for 12 months from account opening where there are 2 withdrawals or less. | ||||||
Easy Access Account+ |
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EUR0 |
EUR1,000,000 |
1.25% |
1.25% |
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Premium Demand Account***+ |
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EUR0 |
EUR100,000 |
2.85% |
2.85% |
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| ***Rate of 2.85% gross/AER variable is applied to accounts with balances up to and including EUR100,000. Standard variable rate of 2.60% applied to accounts with balances greater than EUR100,000. Returns are subject to DIRT, where appropriate. | ||||||
| +Interest is credited to accounts annually on 31st December. | ||||||
One Year Fixed Term Reward Account
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Minimum |
Maximum |
A.E.R % |
Gross % |
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EUR0 |
EUR1,000,000 |
4.10% |
4.10% |
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*The rate comprises of a standard interest rate of 1.00% Gross/ A.E.R. Fixed and a reward interest rate of 3.10% Gross/ A.E.R. Fixed. The reward interest rate of 3.10% Gross / A.E.R. Fixed will apply where no withdrawals are made during the term, earning a total of 4.10% Gross / A.E.R. Fixed. In the event of a withdrawal, the standard interest rate of 1.00% Gross / A.E.R. Fixed will be applied to the account up until the date of the withdrawal. Any remaining balance and interest will be transferred to the Easy Access Account at the prevailing variable rate at that time.
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Short Term Fixed Accounts
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1 Month |
Please contact us for our current rates |
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3 Month |
Please contact us for our current rates |
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6 Month |
Please contact us for our current rates |
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Interest credited to the account at the end of the term.
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Historic Accounts
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Product |
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Current Rates |
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Minimum |
Maximum |
A.E.R % |
Gross% |
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7 Day Notice Account |
EUR0 |
EUR1,000,000 |
1.35% |
1.35% |
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30 Day Notice Account |
EUR0 |
EUR1,000,000 |
1.50% |
1.50% |
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Please note: the above historic accounts are now closed for new applications but may still be held by customers whose deposits transferred to AIB.
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Related Information
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