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Deposit Rates

All rates are variable and correct as at 1st October 2009.

A.E.R. is the Annual Equivalent Rate

 Product   

Rate Bands

Current Rates

Minimum

Maximum

A.E.R %

Gross%


AIB Regular Saver Account                    

EUR10

EUR500
per month


3.50%* (Account opened after 14th April 2009

1.00% (Account opened
prior to 14th April 2009)

3.47%


1.00%

 


* Accounts opened from 14th April 2009 will earn a promotional interest rate whereby the A.E.R. will at least match ECB +2.50% for 12 months from the date the account was opened. At the end of the 12 months the account will automatically change to the Bank’s standard variable interest rate applicable to the product at that time.


AIB Parent Saver Plan

Parent Saver Account

Parent Deposit Account



EUR0


EUR0



EUR200
per month

No maximum




5.00%**


0.50%




5.00%

0.50%

 


** The interest rate on this account will match ECB + 4% from 20th May 2009 to 20th May 2010. It will revert to a variable rate thereafter.


Online Personal Savings Plan

EUR20
per month

EUR1000 per month


2.25%-3.375%

2.25%



 

Product

Rate Bands

Current Rates

Minimum

Maximum

A.E.R %

Gross%


3 year Special Term Account

5 Year Special Term Account

EUR6,000

 

EUR6,000

EUR25,000

 

EUR25,000


1.60%

 

2.01%

1.60%


2.00%

 


Earn up to EUR 480 interest per annum DIRT free with 3year STA and up to EUR 635 interest per annum DIRT free with the 5year STA.

Fixed Term Deposits
Rates for Fixed Term Deposits are available on request. Rates for Fixed Term SSA's opened prior to 06/04/2001 are available on request.



 

Product

Rate Bands

Current Rates

Minimum

Maximum

A.E.R %

Gross%


Access Deposit 30 Account

EUR0

EUR100,000 

EUR99,999

EUR2,000,000 


2.01%

2.50%

2.00%

2.485%


Online Notice Deposit 7


EUR0

EUR10,001

EUR10,000

EUR100,000


3.00%

1.50%

2.98%

1.50%

Notice Deposit 90 Account
Annual Interest

EUR0*

EUR63,400

EUR126,900

EUR63,399

EUR126,899

And over


0.010%

0.050%

0.250%

0.010%

0.050%

0.250%


Notice Deposit 90 Account
Monthly Interest

EUR0*

EUR63,400

EUR126,900

EUR63,399

EUR126,899

And over


0.010%

0.025%

0.050%

0.010%

0.025%

0.050%


Deposit Plus Account

EUR0

EUR126,900

EUR126,899

And over


0.010%

0.025%

0.010%

0.025%


Demand Deposit Account

EUR0

EUR63,400

EUR126,900

EUR63,399

EUR126,899

And over


0.010%

0.020%

0.025%


0.010%

0.020%

0.025%


* Minimum account opening balance of EUR 6,000


   No longer available to new customers

 

Product

Rate Bands

Current Rates

Minimum

Maximum

A.E.R %

Gross%


Notice Deposit 30 Account

EUR0

EUR31,700

EUR126,900

EUR31,699

EUR126,899

And over


0.010%

0.025%

0.050%

0.010%

0.025%

0.050%


Instant Access Account

No Minimum

No Maximum     


1.00%

1.00%

SSA Deposit 30 Account

EUR0

EUR31,700

EUR63,400

EUR31,699

EUR63,399

EUR95,250


0.010%

0.015%

0.025%

0.010%

0.015%

0.025%


SSA Deposit 90 Account
(Monthly or Annual Interest Option)

EUR0

EUR31,700

EUR63,400 

EUR31,699

EUR63,399

EUR95,250


0.010%

0.025%

0.050%

0.010%

0.025%

0.050%


Personal
Savings Plan*** 

EUR20
per quarter

No Maximum


0.025% -0.0375%

0.025%


Personal
Savings Plan 2

EUR20
per month

EUR1000
per month


0.025% -0.0375%


0.025%


Youth
Savings Plan

EUR5
per month

EUR1000        per month


0.025% -0.0375%

0.025%


Family
Savings Plan

EUR20
per month

EUR1000        per month


0.025% -0.0375%

0.025%


 

*** These rates are subject to terms and conditions governing Personal Savings Plans and also apply to Special Savings Plans opened prior to 06/04/2001

Important / Regulatory Wording

Terms and Conditions apply.

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