AIB Logo

Welcome to AIB.ie

Personal Log In
Business Log In

Deposit Rates

All rates are variable and correct as at 1st October 2009.

 

A.E.R. is the Annual Equivalent Rate



Regular Savings

Regular Saver Account
Gross % A.E.R.
Accounts opened after 14.04.09 3.47% 3.50%*
Accounts opened between19.02.08 and 13.04.09 1.00% 1.00%
Accounts opened prior to 19.02.08 1.00% 1.00%
* Accounts opened from 14th April 2009 will earn a promotional interest rate whereby the A.E.R. will at least match ECB +2.50% for 12 months from the date the account was opened.  At the end of the 12 months the account will automatically change to the Bank’s standard variable interest rate applicable to the product at that time.

 

AIB Parent Saver Plan*
Gross % A.E.R.
Parent Saver Account 5.00%** 5.00%
Parent Deposit Account 0.50% 0.50%
* Both the Parent Saver Account and Parent Deposit account are opened as part of the Parent Saver Plan.
** The interest rate on this account will match ECB + 4% from 20th May 2009 to 20th May 2010. It will revert to a variable rate thereafter.

Savings Plans
Gross % A.E.R.
Online Personal Savings Plan 2.25% 2.25% - 3.375%
Personal Savings Plan** 0.025% 0.025% -0.0375%
Personal Savings Plan 2** 0.025% 0.025% -0.0375%
Family Savings Plan** 0.025% 0.025% -0.0375%
Youth Savings Plan** 0.025% 0.025% -0.0375%
**Account can no longer be opened by customers.

These rates are subject to terms and conditions governing Personal Savings Plans and also apply to Special Savings Plans opened prior to 6/4/2001.

Lump Sum Savings


Online Notice Deposit 7
Gross % A.E.R.
0 - EUR 10,000 2.98% 3.00%
EUR 10,001 - EUR 100,000 1.50% 1.50%
Interest paid half yearly.

Special Term Account
Gross % A.E.R.
3yr 1.60% 1.60%
5yr 2.00% 2.01%
Earn up to EUR 480 interest per annum DIRT free with 3yr STA and up to EUR 635 interest per annum DIRT free with the 5yr STA.

 

Instant Access Account
Gross % A.E.R.
All Amounts 1.00% 1.00%

Term Investment
Rates for Fixed Term Deposits are available on request. Rates for Fixed Term SSA's opened prior to 06/04/2001 are available on request.

Demand Deposit
Gross % A.E.R.
EUR126,900 and over 0.025% 0.025%
EUR 63,400 - EUR 126,899 0.02% 0.02%
EUR 0 - EUR 63,399 0.01% 0.01%

Notice Deposit 90
(90 days' notice) Annual Interest
Gross % A.E.R.
EUR 126,900 and over 0.25% 0.25%
EUR 63,400 - EUR 126,899 0.05% 0.05%
EUR 0 - EUR 63,399 0.01% 0.01%

Notice Deposit 90 
(90 days' notice) Monthly Interest Option
Gross % A.E.R.
EUR 126,900 and over 0.05% 0.05%
EUR 63,400 - EUR 126,899 0.025% 0.025%
EUR 0 - EUR 63,399 0.01% 0.01%

SSA Deposit 90
(90 days' notice) Annual Interest Option
Gross % A.E.R.
EUR 63,400 - EUR 95,250 0.05% 0.05%
EUR 31,700 - EUR 63,399 0.025% 0.025%
EUR 0 - EUR 31,699 0.01% 0.01%
Account can no longer be opened by customers.


SSA Deposit 90
(90 days' notice) Monthly Interest Option
Gross % A.E.R.
EUR 63,400 - EUR 95,250 0.05% 0.05%
EUR 31,700 - EUR 63,399 0.025% 0.025%
EUR 0 - EUR 31,699 0.01% 0.01%
Account can no longer be opened by customers.

Access Deposit 30
(30 days' notice)
Gross % A.E.R.% Variable
EUR 100,000 - EUR 2,000,000 2.485% 2.50%
EUR 0 - EUR 99,999 2.00% 2.01%
Interest paid half yearly.

 


Notice Deposit 30
(30 days' notice)
Gross % A.E.R.
EUR 126,900 and over 0.05% 0.05%
EUR 31,700 and EUR 126,899 0.025% 0.025%
EUR 0 - EUR 31,699 0.01% 0.01%
Account can no longer be opened by customers. Interest paid half yearly.

SSA Deposit 30
(30 days' notice)
Gross % A.E.R.
EUR 63,400 and EUR 95,250 0.025% 0.025%
EUR 31,700 - EUR 63,399 0.015% 0.015%
EUR 0 - EUR 31,699 0.01% 0.01%
Account can no longer be opened by customers. Interest paid half yearly.

Deposit Plus
(7 days' notice)
Gross % A.E.R.
EUR 126,900 and over 0.025% 0.025%
EUR 0 - EUR 126,899 0.010% 0.010%

Notice 15
(15 days' notice)
Gross % A.E.R.
EUR 100,000 - EUR 2,000,000 0.50% 0.50%
EUR 0 - EUR 99,999 0.025% 0.025%
Account can no longer be opened by customers. Interest paid half yearly.

Important / Regulatory Wording

Terms and Conditions apply.

Back to Top

Related Information

  • www.revenue.ie

    Find out more

    • By clicking on link(s) above you are going to the external website. Your use of the external website is subject to the terms of that site.

Our Terms and Conditions and Privacy Statement apply to your use of this website. AIB and AIB Group are registered business names of Allied Irish Banks p.l.c. Registered Office: Bankcentre, Ballsbridge, Dublin 4.
Tel: + 353 16600311 Registered in Ireland : Registered No. 24173.Allied Irish Banks, p.l.c. is regulated by the Financial Regulator. Copyright Allied Irish Banks p.l.c. 1995

AIB.ie content: Current Accounts, Savings, Credit Cards, Insurance, Loans, Mortgages, Pensions, Investments & Protection, Offers, Internet Banking, Branch Locator, Contact AIB.