Please find below details of our Christmas and End of Year cut off times for processing payment transfers to other banks via AIB Internet and Mobile Banking.
'Third Party' payments made to other Financial Institutions within the Republic of Ireland will be in the beneficiary bank account if the payment is made before the following cut off times:
| Date | Payment made before |
With Beneficiary Bank |
| 24th December 2012 | 15:30* | Morning 27th December 2012 |
| Midnight | Afternoon 27th December 2012 | |
| 25th December 2012** | Anytime | Morning 28th December 2012 |
| 26th December 2012** | Anytime | Morning 28th December 2012 |
| 27th December 2012** | 15:30 | Morning 28th December 2012 |
| Midnight | Afternoon 28th December 2012 | |
| 28th December 2012 | 15:30 | Morning 31st December 2012 |
| Midnight | Afternoon 31st December 2012 | |
| 31st December 2012 | 15:30 | Morning 2nd January 2013 |
| Midnight | Afternoon 2nd January 2013 |
* This applies to SEPA reachable financial institutions - the cut off for non-SEPA reachable institutions is 11am.
** This applies to SEPA reachable financial institutions - payments to non-SEPA reachable institutions cannot be effected during this period.
Minimum execution timeframes for processing outgoing International payments over Christmas and the New Year will vary due to Bank Holidays and non-business days in Ireland and in other countries. International payments should be submitted at the latest by Friday 21st December 2012, subject to standard cut off times to ensure receipt by the receiving bank prior to year end.
International payments cannot be processed on Tuesday 25th December 2012, Wednesday 26th December 2012, Thursday 27th December 2012 and Tuesday 1st January 2013.
Please consider the impact that the Bank Holidays will have on your payments and ensure that they are submitted early to avoid any potential delays.