As a registered customer of AIB Internet Banking Service you can apply for a loan online or Top Up an existing loan.
Loans Online is the fast, convenient and confidential method of applying for a loan, up to EUR30,000 - without leaving your PC !
Please find below more detailed information that answer the most frequently asked questions
You can apply for a personal loan through Internet Banking. You can also apply for a Top Up of your existing AIB Personal Loan through Internet Banking. These loans will be approved in a customer's sole name - joint applications are not available. The personal loans are based on a variable rate ('A' loan rate). No fixed rate loans are available.
If you are a Student Plus Account or Graduate Account holder and wish to avail of a Reduced Rate Loan, please apply through your local branch. Alternatively you can call the AIB Student & Graduate Centre on 1890 788 336, lines open 8am to 9pm Monday - Friday and Saturday 9am to 6pm.
You can apply for a loan from EUR1,500 to EUR30,000.
You can apply for a Top Up of an existing loan for EUR1,000 up to a total individual loan balance of EUR30,000.
You can repay your loan over a period from 1 year to 5 years.
Yes, you can make loan repayments on either a monthly, fortnightly or weekly basis.
Your loan will be opened at your AIB branch.
You will be charged a competitive variable interest rate based on the amount borrowed.
If you have any queries in relation to your Loan Application please contact AIB at 1890 724 724 between 8.00am - 8.00pm Monday - Friday, 9.00am - 6.00pm Saturday.
No, there are no charges applied for applying for a personal loan through AIB Internet Banking.
Yes, you will be able to view your loan account balance and loan account statement through AIB Internet Banking, by selecting the account maintenance function within the site and entering the new loan account number and NSC details.
Alternatively if you wish to register to become an AIB Internet Banking customer so that you can apply for a loan online please complete an AIB Internet Banking registration form.
For customers already registered, simply login to AIB Internet Banking.
Terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.