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Owner Occupier Mortgage








Mortgage Calculator

Click here to find out exactly how much you could borrow.

Why choose AIB for your mortgage?

We'll help you with the homework so you can focus on finding your new home.

As an AIB Mortgage customer you’ll benefit from:

  • Competitive interest rates including Variable (relative to your Loan to Value) and Fixed. You can view our current mortgage rates here.
  • Up to 92% loan to value on mortgages up to EUR400,000, 85% loan to value over this amount and 75% for one bed apartments.
  • 3 months' deferred start option available, subject to approval.
  • Dedicated Mortgage Co-ordinators who will guide you through the mortgage process.
  • Repayment terms of up to 35 years
  • AIB Home Insurance - 30% discount if you’re a first time buyer or have been claim-free for 3 years or more*.
  • Consultation with an AIB Financial Advisor which includes an assessment of your Life Assurance, Illness and Income Protection options.

*Discounts are applied on a reducing balance basis and subject to a minimum premium payable of EUR157.50

Whether you are trading up or topping up your mortgage, our Mortgage Co-ordinators are always available to discuss your options with you.

To find out more about our competitive Mortgage package, contact your branch today or make an appointment to meet one of our Mortgage Co-ordinator. Alternatively you can avail of our Call Back service to book a call with an AIB Mortgage Co-ordinator who will be happy to deal with your queries and take you through the range of competitive options available.

We also offer a range of competitive Residential Buy-to-Let Options. View our Related Information section for full details.

AIB strongly recommends that before purchasing this product you read the Important Information regarding Mortgages and our Home Mortgage Regulatory Information below in our Important / Regulatory Information section.

AIB Home Insurance is exclusively underwritten by AXA Insurance Ltd. AIB Insurance Services Limited and Allied Irish Banks, p.l.c. are regulated by the Central Bank of Ireland.

Allied Irish Banks, p.l.c. is a tied agent of Irish Life Assurance plc. for life and pensions business.

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Next Steps

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Related Information

Our Terms and Conditions and Privacy Statement apply to your use of this website. AIB and AIB Group are registered business names of Allied Irish Banks, p.l.c. Registered Office: Bankcentre, Ballsbridge, Dublin 4.
Tel: + 353 16600311 Registered in Ireland : Registered No. 24173. Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995