Owner Occupier Mortgage

Whether you are trading up, switching or topping up your mortgage, our Mortgage Consultants are always available to discuss your options with you.

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Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our calculators unless it is being provided as part of a product application. The results are based on current offered rates for Mortgages. Any repayment estimates provided by our calculator shall be exclusive of any payment protection premium payable.

Mortgage Interest Rates

Competitive Mortgage options include:

• A choice of competitive interest rates available.
  View our Mortgage Interest Rate Options section for further details.
• Up to 92% finance available.
• A range of flexible repayment options* such as Interest Only OR 3 months Deferred Start.
• Repayment terms up to 35 years.
• 20% introductory discount for First Time Buyers with Home Insurance from AIB.
• Consultation with an AIB Financial Adviser to assess your Life Assurance options.
• Low cost finance Masterplan Account to help you manage your monthly bills. View our Related Information Section for further details. An account maintenance fee of EUR4.50 per quarter applies.

*The above repayment options may impact on the amount and/or term of the mortgage and are subject to lenders approval. Deferred Start is where you make no repayments whatsoever for the first 3 months and the interest is simply added to your loan. Deferred Start is not available with the Interest Only Option.

To find out more about our competitive Mortgage package, contact your branch today or make an appointment to meet one of our Mortgage Consultants. Alternatively you can avail of our Call Back service to book a call with an AIB Mortgage Consultant who will be happy to deal with your queries and take you through the range of competitive options available.

We also offer a range of competitive Residential Buy-to-Let Options. View our Related Information section for full details.

AIB strongly recommends that before purchasing this product you read the Important Information regarding Mortgages and our Home Mortgage Regulatory Information below in our Important / Regulatory Information section.

Where Interest Only Option is availed of:

• Home Mortgages Regulatory Information
• Important Information about your Mortgage Distance Contract

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