Invest regularly - AIB VIP

EUR 500 or more per month to invest? 

The AIB Versatile Instalment Plan has been designed for people who wish to set aside at least EUR500 a month or EUR6,000 a year and invest this money in the likes of property or shares rather than save solely via deposits. Policyholders may contribute either monthly or annually. The minimum recommended investment term for the AIB VIP is 10 years. This product is a unit linked regular savings plan giving customers the opportunity to invest their regular savings in a choice of 12 different equity and property based investment funds.

Who this plan suits?

• Customers with EUR500pm or more who wish to invest for the medium to long term (ideally 10 years +)
  
  
• The AIB VIP is suitable for customers who have an understanding of stock and property market growth potential and risk.
  
  
• This type of savings plan would be ideal for children's savings (e.g. saving the monthly children's allowance) or for saving for grandchildren or simply saving additional disposable income
  
  
• The plan can be set up in an individual or couple's name or can be set up in trust for the benefit of others (e.g. grandchildren)
  

Additional Features

(For full terms & conditions of each of these features and for eligibility please arrange an appointment with an AIB Financial Adviser who will explain the features, terms and conditions in full)

• All new AIB VIP policyholders will be eligible for a special loyalty bonus, which should make investing in an AIB VIP even more attractive. If policyholders maintain their contributions to their AIB VIP for at least 10 years, in addition to its potential investment growth, policyholders will earn a special loyalty bonus equal to 50% of the total contribution that they have paid in the first year of their plan. It will be added to the value of their plan on its 10th anniversary (certain conditions must be met to be eligible for the loyalty bonus)
  
• Investors have access to medium, medium to high and high risk funds, depending on their appetite for investment risk and investment goals.
• Investors can also switch their money to a 'cash fund' (low risk) at all times, which is totally secure.
• The funds are actively managed by Aviva Investors or by AIB Investment Managers (AIBIM).
• Please contact an AIB Financial Adviser for full terms & conditions

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