Home Insurance from AIB
Purchasing and owning a property is one of the biggest investments you will make in your lifetime. Home Insurance from AIB provides affordable home cover you can count on.
Home & Contents Insurance that's right for you
Choose the Home Insurance cover that suits you, and get your policy confirmation instantly sent to your email.
Home Insurance options from AIB
- AIB Smart Residence - Home Insurance cover for a property that is occupied by the owner
- AIB Smart Retreat - Holiday Home Insurance for privately owned holiday homes for personal use or rental
- AIB Smart Invest - Home Insurance for privately owned properties that are rented to tenants
- AIB Smart Construct - Insurance for houses that are in the process of being built by qualified contractors.
Buy home insurance online now.
There are a number of benefits in choosing Home Insurance from AIB:
- Flexible contents insurance cover designed to meet your individual needs, select from a minimum of EUR25,000
- Great contents-only policies for Apartment Owners - EUR25,000 contents only cover from as little as EUR12.87* per month
- 30% discount if you have been claims free for 3 years
- Free direct debit payment option
- Free Accidental Damage cover for buildings
- Free 24-hour emergency helpline
- Standard excess of EUR250
- Note: Above discounts are calculated on a reducing balance.
*Note: The EUR12.87 premium advertised is based on an AIB contents only policy for a private residence in Galway City. The policy includes cover for unspecified items while outside your home up to a value of EUR2,540. Discounts applicable are three years no claims discount, an approved burglar alarm and smoke detectors.
Discounts
If you are a first time buyer, taking out a new AIB Home Mortgage, or switching to Home Insurance from AIB from a competitor, we have a number of generous discounts available.
First time buyers & new mortgage business will qualify for 30% No Claims Discount upfront in year 1. Customers switching to a Home Insurance product will also receive the discount or part thereof dependant on their claims history with other insurers.
We also offer additional discounts if you have a Mortgage (any mortgage provider), Personal Loan, Car Loan / Finance, Credit Card or Car Insurance policy with AIB.
Discounts are subject to a premium in excess of the minimum premium amount (Min. premium amount currently EUR154.50). Minimum premium amount correct as of December 2011.
You can get a quote or purchase Home Insurance from AIB online or alternatively call us now on 1890 724 724, Mon. - Fri. 8am - 8pm, Sat. 10am - 2pm.
Get your home cover online now
Important/Regulatory Wording
Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site.
Terms and conditions apply.
AIB Insurance Services recommends that all customers ensure they take out adequate Home Insurance. AIB Insurance Services considers this product suitable for customers' Home Insurance needs. This information is intended for residents of the Republic of Ireland.AIB Insurance Services Ltd is a tied agent AXA Insurance Ltd for Home Insurance.
AIB Smart Home Insurance is underwritten by AXA Insurance Ltd.
AIB Insurance Services Ltd and AXA Insurance Ltd are regulated by the Central Bank of Ireland.
Please view AIB Terms of Business at the bottom of this page.