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Switching Your Personal Current Account to AIB

Why switch your Personal Current Account to AIB?

  • A way to bank free of maintenance and transaction fees* - To qualify to bank free of maintenance and transaction fees, all you need to do each fee quarter is to make a purchase with your AIB Debit Card AND use AIB Phone & Internet Banking to make a debit transaction like paying a bill. (Please see below for more information).
  • Easy account access - AIB Phone & Internet Banking gives you convenient and secure access to your personal current account(s).
  • An AIB Debit Card (ATM, Laser and Maestro in one) - You can access your bank account to make purchases at Point of Sale and cash withdrawals at ATMs and Internet transactions.
  • Over 280 outlets nationwide - No matter where you are in Ireland you're never far from a local branch of AIB.
  • Over 2,000 ATMs in Ireland - Access to cash when and where you need it

*Other charges still apply. Please see our ‘A Guide to Fees and Charges for Personal Accounts’ below for details on these. This offer is available until further notice.

Terms and conditions apply. Debit Cards are liable to annual Government Stamp Duty. Currently EUR2.50 per card applies where the card is used for either an ATM/in branch transaction or a Point of Sale transaction, and EUR5.00 per card applies where the card is used for both. Government Stamp Duty of EUR 0.50 per cheque applies.

How to Switch to AIB?

Switching is easy: Please call into any branch of AIB and one of our Customer Service Officials will be happy to take you through the next steps for switching your personal current account(s).

You can also phone us with personal current account switching/opening queries on 0818 300 245 (lines open: 9am-5pm Monday to Friday).

Switching Options

The Code of Conduct on the Switching of Current Accounts with Credit Institutions provides you with the following two options:

Option A: Switch your personal current account(s) to AIB and close your personal current account(s) with your 'Old Bank'.

Or

Option B: Switch all your active direct debits and standing orders to your new/ existing personal current account while your 'old' personal current account(s) remain open with your 'Old Bank'.

Personal Current Account Switching Pack

You can download our Personal Current Account Switching Pack from the link below. It outlines all you need to know and do in order to switch your personal current account to AIB.

 Personal Current Account Switching Pack.

Related Information


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Tel: + 353 16600311 Registered in Ireland : Registered No. 24173. Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995