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Features and Benefits of the Personal Bank Account

AIB Debit Card

The AIB Debit Card lets you make purchases at Point of Sale (POS) and cash withdrawals at ATMs in Ireland and abroad. You can also use it to shop online or pay for goods and services over the phone. For more information please view AIB Debit Card in Related Information.

Terms and conditions apply. Debit Cards are liable to annual Government Stamp Duty. Currently EUR2.50 per card applies where the card is used for either an ATM/in branch transaction or a Point of Sale transaction, and EUR5.00 per card applies where the card is used for both.

AIB Phone & Internet Banking

With AIB Phone & Internet Banking you have access to your accounts at a time and a place that is convenient to you. You can check the balance on your account, pay a range of bills, transfer money to any account in the Republic of Ireland and abroad, top up a mobile phone, order a statement and do much more. AIB Internet Banking is unavailable between 3am and 7am Irish time daily to facilitate the updating of customer records. During this period, a limited phone banking service is available on 0818 724 724 (+353 1 771 2424 outside the Republic of Ireland). For more information click here or visit any AIB Branch.

Up to 1,000 more places to bank with AIB

AIB and An Post can make your banking more convenient than ever. You can do a significant part of your banking at your local Post Office.

Regular Statements

Easy-to-read personal current account statements, listing all your account transactions in euro (you can also get this information anytime through AIB Phone & Internet Banking).

eStatements and eFee Advices

AIB Internet Banking offers you the choice of receiving your current account statements and fee advices online instead of receiving paper versions by post. Before you can switch to eStatements and eFee Advices you will need to be registered for AIB Phone & Internet Banking and have an AIB Code Card or AIB Card Reader.

Overdraft facility

Arranging an overdraft can help you get through those times when you run out of cash unexpectedly. It allows you to access additional funds on your account up to an agreed figure. Overdrafts are subject to terms, conditions and financial status and are not available to persons under 18 years of age.

Terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. A Facility Fee of EUR25.39 per annum or per overdraft sanction will apply.

Fees and charges

Qualify for 'A Way to Bank Free of Maintenance and Transaction Fees'

Certain other charges may still apply. Please see our booklet 'A Guide to Fees and Charges for Personal Accounts' available at any AIB branch or at

Exempt from fees and charges

Students, Graduates and AIB Advantage Account customers can benefit from maintenance and transaction free banking.

Related Information

Our Terms and Conditions and Privacy Statement apply to your use of this website. AIB and AIB Group are registered business names of Allied Irish Banks, p.l.c. Registered Office: Bankcentre, Ballsbridge, Dublin 4.
Tel: + 353 16600311 Registered in Ireland : Registered No. 24173. Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995