For many students, college represents a first taste of real freedom and the start of a few fun filled years. But with this new found freedom also comes the responsibility of managing your money, that's why we've set up the AIB Student Plus Account. It's designed to make it easy for you to manage your finances, so it doesn't interfere with your studies or socialising.
The AIB Student Plus Account is available to any person enrolling or currently enrolled in any full time third level educational course. Courses must have a minimum duration of one academic year. Eligible students include:
You will not be charged account maintenance or transaction fees on your AIB Student Plus Account.
Banking Free of Maintenance and Transaction Fees does not extend to Bank Service Charges. Full details of our fees and charges are published in our booklet 'A Guide to Fees and Charges for Personal Accounts'. This booklet is available here or from any AIB branch.
The AIB Debit Card* is a convenient combined payment card with Chip & PIN security technology. You can use your card for in-store purchases (Point of Sale) and cash withdrawals at ATMs in Ireland and abroad. You can also use your card to shop online or pay for goods or services over the phone. You can make Contactless payments where you see the contactless sign.
*Terms and conditions apply. Debit Cards are liable to an annual Government Stamp Duty charge which is applied in January of each year.
For more information please click on AIB Debit Card.
First and second year students can apply for an overdraft of up to EUR1,000 interest free, and third and fourth year students can apply for an overdraft of up to EUR1,500 interest free. This gives you peace of mind that additional funds are easily accessible if and when you need them. Authorised overdraft facilities above EUR1,500 will be charged at the Bank's Standard Variable 'A' rate for Personal Overdrafts.
The Standard Overdraft Facility Fee will also be waived for the period that you hold an AIB Student Plus Account.
Credit Facilities over EUR600 may require a parent/guardian guarantee.
Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status, and are not available to persons under 18 years of age. Security may be required.
Students can apply for reduced rate loans to help manage the cost of investing in education throughout the full college cycle. Click here for more information.
As an AIB Student Plus Account holder, you can apply for an AIB Student MasterCard (applicants need to have held a bank account for a minimum of 6 months). This credit card** is designed specially to meet the lifestyle of a full time third level student. It's a convenient way to shop online and pay for day-to-day expenses, and allows you to make repayments on a schedule that fits your budget. A credit card is also one of the safest ways to pay for goods, services and travel expenses abroad, giving you protection in emergencies. And it's discreet so you don't have to carry large amounts of cash.
**Government Stamp Duty is charged annually per credit card account. Please see our booklet 'A Guide to Fees & Charges for Personal Accounts'.
Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status, and are not available to persons under 18 years of age.
You will pay no commission charges when you buy or sell foreign currency notes. In order to receive this benefit you must identify yourself as an AIB Student Plus Account holder and request the benefit at the time.
Foreign Currency Fees and Charges are detailed in our 'Schedule of International Transaction Charges' brochure. This brochure is available from any AIB branch and here.
AIB Phone & Internet Banking gives you the flexibility of banking at a time and location that suits you, and our security precautions mean your money is safe. It's flexible banking day and night, 365 days a year. Register for AIB Phone & Internet Banking today and you'll soon be able to:
You may need an AIB Card Reader to use some of these services. You can find more information on the AIB Card Reader at here.
How to register?
Registering for AIB Phone & Internet Banking is quick and easy - simply call us on 0818 724 020. Terms and conditions apply.
It's easy to be in control of your money with AIB Mobile Banking. You can use your smartphone to securely check your balance, pay your bills and transfer funds whenever you need to, from wherever you are.
How it works:
If you have a smartphone and are registered for AIB Phone & Internet Banking, you can simply download the free AIB Mobile Banking App directly from the Apple App Store or Google Play Store (Data charges may apply).
With AIB Mobile Banking you can:
Terms and conditions apply.
Our Student Officers are here to provide you with ongoing support and advice throughout your college life.
Alternatively you can contact our dedicated Student Centre for assistance by calling 1890 788 336 (lines open 8am-9pm Monday to Friday, and 9am-6pm Saturday).
Speak to a Student Officer in your local AIB branch and apply for a new AIB Student Plus Account or convert your existing Current Account today. Alternatively you can fill out our Student Plus Account Application form link available through our application form at the top of the page and drop it into your local AIB branch.
Full details of all the Fees and Charges associated with a Personal Current Account are contained in 'A Guide to Fees and Charges for Personal Accounts'. Foreign Currency Fees and Charges are also detailed in our 'Schedule of International Transaction Charges' brochure. Both brochures are available from any AIB branch.
Call 1890 788 336