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AIB Student MasterCard

This credit card is specifically designed to meet the lifestyle needs of a full-time third level student. It's translucent, and gives you the freedom to purchase and pay for things whenever it suits you.


As a new cardholder to AIB, you will also benefit from an introductory annual interest rate on purchases for 12 months from the date your credit card account is opened. At the end of those 12 months the annual interest rate reverts back to the standard rate applicable at that time.

All rates are variable. Please view Important/Regulatory Information link for all fees and charges

Benefits when Travelling Abroad

A credit card is one of the safest ways to pay for goods, services and travel expenses abroad. Its almost essential for renting cars, buying airline tickets or booking a hotel room. It's discreet so you don't have to carry large amounts of cash. It gives you the ultimate protection in emergencies.

Government stamp duty of EUR30 is charged annually per credit card account.

Who can Apply?

Applicants must:

  • Be a third level student in full time education
  • Have an AIB Student Plus account
  • Be over 18
  • Have held a bank account for a minimum of 6 months

How to Apply?

AIB Customers without AIB Internet Banking can:

  • apply by contacting us on 1890 724 724
  • click on the 'Call Me' button to receive a call from a customer service representative;
  • download and print the brochure and application form in the Related Information section; or
  • drop into any AIB branch.

AIB Internet Banking Customers can:

  • Select the 'Apply for AIB Student MasterCard on AIB Internet Banking' link for a faster response.

More AIB Student MasterCard Features - View further AIB Student MasterCard features in our Related Information section.

AIB strongly recommends that before purchasing this product you review the Important/Regulatory Information below. It's important that you understand the fees and charges and the terms and conditions before taking out your new credit card. If you have any questions, please don't hesitate to contact us and we will talk you through it.

Important/Regulatory Information

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Government stamp duty of EUR30 is charged annually per credit card account.

Next Steps

Call 1890 724 724

Related Information

Our Terms and Conditions and Privacy Statement apply to your use of this website. AIB and AIB Group are registered business names of Allied Irish Banks, p.l.c. Registered Office: Bankcentre, Ballsbridge, Dublin 4.
Tel: + 353 16600311 Registered in Ireland : Registered No. 24173. Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995