Insurance Premium Finance

Paying your annual insurance premium in one lump sum can put a needless strain on your business's cash resources. If you want to protect your cashflow, then talk to AIB about Insurance Premium Finance.

Flexible finance for all your business needs

AIB also has other finance packages to assist you in running your business more efficiently and effectively. Please contact us for further information in relation to any of the sizeable one-off payments such as your annual insurance premium(s) which, can disrupt your day-to-day cashflow situation and prevent you from using that money for productive business purposes.
At AIB, our Insurance Premium Finance plan for your business lets you spread the cost of your annual insurance premium(s) up to a period of 11 months, leaving your operating capital free to run your business. Minimum application of EUR5,000 required.

Business Finance Made Easy

• Insurance Premium Finance is available for payment of general insurance premiums including: Motor, Fire and Burglary, Employer's, Public and Product Liability, Professional or Medical Indemnity Insurance
• It allows your business to spread the cost of your annual insurance premium(s) up to a period of 11 months. This reduces the impact that large one-off payments have on your business cashflow
  
• Fixed rate of interest on your loan improves your business budgeting process as repayments are fixed for the full term
  
• Tax Efficiency - interest payments on your insurance premium finance loan are normally allowable against your taxable profits*
  
• Credit decisions are made quickly with minimal paperwork
  
• Simple to organise - either deal directly with AIB or ask your local AIB Asset Finance Representative
  
• In arranging your Insurance Premium Finance, we promise to deliver the highest professional and ethical standards in our dealings with you.

For Business Finance, AIB is the right choice

• AIB Insurance Premium Finance can help you spread the cost of your annual, general insurance premiums
  
• Contact your AIB Asset Finance Representative who will arrange your business finance or
  
• Contact your AIB Relationship Manager at your local AIB branch.

A documentation fee of EUR63.49 applies to all Loans. This fee will be charged with the first repayment.

Important / Regulatory Notice

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. A documentation fee of EUR63.49 applies to all Loans. This fee will be charged with the first repayment.

* Customers are advised that they should seek independent tax advice when considering this product.

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