SME Loan

AIB's SME Loan specifically caters for the needs of Business Start-ups and early stage businesses. If you have started out in business within the last 3 years, and need a loan of up to EUR100,000, AIB has developed the SME Loan to provide you with the finance you need at the highly competitive rate of 4.40% p.a. variable.

Eligibility:

• New and early-stage small businesses under 3 years old, subject to normal lending criteria.
  
• Sole traders, Partnerships and Limited Companies.
  
• New and existing AIB customers
• Qualifying customers should request AIB's SME Loan to avail of the above rate

What are the benefits for your business?

• The facility is a flexible source of finance that can be tailored to suit the needs of your business
  
• You can negotiate the term of the loan to suit the circumstances and cashflow requirements of your business.
  
• It allows you to invest significantly in your business without adversely affecting your cashflow or liquidity.
  
• You can use the finance for a range of purposes, for example:
  - Setting up or expanding your business
  - Purchasing certain business assets
  - Matching funds needed to secure grant aid
  

For loans in excess of EUR100,000, or for any other financial requirements, contact your local branch today about the best options for your business.

Important / Regulatory Notice

Full details can be found in the AIB Terms and Conditions governing Business Lending brochure, a copy of which is available from your local AIB Branch.

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.

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