Long Term Farm Development Loan

AIB Bank has for many years been providing farmers with the critical development capital needed for their farm business. AIB's Long Term Farm Development Loan provides a competitive and flexible loan package, for farmers to develop, grow and strategically plan their business future. For instance, if you are buying additional land or if you are participating in a grant aided farm development scheme, AIB's Farm Development Loan is exactly what you need. Long-term development projects can be funded by loans without placing undue burdens on short-term cash flow.
 

How the Farm Development Loan works:

Long-term facility

With a repayment period ranging typically between seven and fifteen years, the Long Term Farm Development Loan offers you the opportunity to invest in the future of your business by providing the essential capital needed to grow.

Interest only option*

An opportunity to defer capital repayments and only meet interest repayments for up to three years at the start of the loan may be negotiated.

Repayments that match your cash flow

A Long Term Farm Development Loan can be tailored to suit your farms' cash flow cycle.

Benefits of a Farm Development Loan:

Flexible*

The loan package is specially designed to cater for individual farmers with flexible repayment options, at repayment levels that do not place undue burden on your working capital and cash flow.

Competitive

An AIB Long Term Farm Development Loan offers very competitive interest rates.

Efficient cash flow management

Structured repayment schedules allow you to plan ahead and tailor your repayments to coincide with high cash flow periods. For example, you may wish to have monthly, quarterly or half-yearly repayment terms.

Eligibility

Open to both existing and new customers, subject to normal lending criteria.

All farmers undertaking long-term farm development projects such as land purchase and grant aided farm investment.

*The above options may impact on the repayment amount and/or the term of the loan.

Important / Regulatory Notice

Full details can be found in the AIB Terms and Conditions governing Business Lending brochure, a copy of which is available from your local AIB Branch.

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.

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