Notice Deposit 90 Account

If you have surplus funds that you know your business won't need for a while or won't need immediate access to, you can earn a good rate of interest with our Notice Deposit 90 account.

How a Notice Deposit 90 Account works:

Variable rate of interest paid annually in April

Minimum account opening balance of EUR6,000

No maximum account balance

One withdrawal on demand of up to EUR2,500 may be made in any 90 day period without the required withdrawal notice being given

90 days notice required for all other withdrawals

A tiered interest rate is available which varies with the size of your deposit so the more you have on deposit the higher the interest rate you will earn.

Interest on a Notice 90 Deposit account will be liable to DIRT, where applicable, at the prevailing rate (for more information please visit www.revenue.ie).

You can opt to have interest paid annually or monthly. Where the monthly interest option is availed of, interest can be paid to a nominated AIB account subject to a reduction in the annual equivalent rate payable.

Benefits of a Notice Deposit 90 Account:

• A Notice Deposit 90 Account offers a high degree of flexibility for savings and is ideal for regular or lump sum savings
• One withdrawal on demand of up to EUR2,500 may be made in any 90 day period without the required withdrawal notice being given

Lodgements and Withdrawals

• Lodgements can be made by standing order, manual (paper based) lodgement or credit transfer.
• One withdrawal on demand of up to EUR2,500 may be made in any 90 day period without the required withdrawal notice being given. A minimum of 90 days' notice must be given for all other withdrawals.
• You must give notice to withdraw by completing a withdrawal instruction form (available from any branch of AIB).
• You may nominate any bank account in the withdrawal instruction form to which your money will be credited on the expiry of the notice period or alternatively make a cash withdrawal from your branch.

How to Open a Notice Deposit 90 account

• All business clients may open a Notice Deposit 90 Account.
• Call into any branch to complete an Notice Deposit 90 Account application form.
• Normal business account opening procedures apply please see our related information section.

Important / Regulatory Notice

Terms and conditions apply.

• Notice Deposit Account Terms and Conditions

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