Deposit Plus Account
Your money earns a variable rate of interest with a Deposit Plus account, with only seven days notice required for withdrawal.
How a Deposit Plus Account works:
- A Deposit Plus Account is a branch-based savings account with an opening minimum balance requirement of EUR 1,000 and no maximum.
- 7 days notice required to withdraw funds.
- The account can be opened easily and can be invested in for any time period.
- Variable rate of interest paid annually in April.
- Interest on a Deposit Plus account will be liable to DIRT, where applicable, at the prevailing rate (for more information please visit www.revenue.ie).
- View our Deposit Interest Rates in our Related Information section.
Benefits of a Deposit Plus Account:
- Convenient
Only 7 days notice is required to make a withdrawal. A Deposit Plus Account also provides you with a statement at a frequency that suits you.
- Flexibility
A Deposit Plus account offers a high degree of flexibility for savings and is ideal for regular or lump sum investments.
Lodgements and Withdrawals
- Lodgements can be made by standing order, manual (paper based) lodgement and credit transfer
- A minimum of 7 days notice for any withdrawals from a Deposit Plus account
- You must give notice to withdraw by completing a withdrawal instruction form (available from any branch of AIB).
- You may nominate any bank account in the withdrawal instruction form to which your money will be credited on the expiry of the notice period or alternatively make a cash withdrawal from your branch.
How to Open a Deposit Plus Account
- All businesses are eligible to open a Deposit Plus Account.
- Call into any branch to complete a Deposit Plus Account application form
- Normal business account opening procedures apply - please see our related information section.