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Access Deposit 30 Account

If you have surplus funds that your business won't need for a while or won't need immediate access to, you can earn an attractive rate of interest with our Access Deposit 30 Account.

How an Access Deposit 30 Account works:

  • An Access Deposit 30 Account is a branch-based savings account with no minimum amount required to open.
  • Maximum account balance of EUR2 million.
  • A minimum of 30 days notice is required for all withdrawals on the account.
  • Variable rate of interest paid twice a year in April and October.
  • A business customer may have only one Access Deposit 30 Account in the business name.
  • Interest on an Access Deposit 30 Account will be liable to DIRT, where applicable, at the prevailing rate (for more information please visit www.revenue.ie).
  • View our Related Information section for Deposit Interest Rates.

Benefits of an Access Deposit 30 Account:

  • An attractive rate of interest is offered on an Access Deposit 30 Account.
  • The more you save, the more interest you earn. (For current deposit rates see the 'Related Information' section on the top right of this page). Interest is paid on all credit balances.
  • There is no minimum deposit amount required.
  • An Access Deposit 30 Account offers a high degree of flexibility and is ideal for regular or lump sum deposits.
  • An Access Deposit 30 Account also provides you with a statement at a frequency that suits your needs.

Lodgements and Withdrawals

  • Lodgements can be made by standing order, manual (paper based) lodgement and credit transfer through AIB's Internet Business Banking (iBB).
  • A minimum of 30 days' notice must be given for any withdrawals from an Access Deposit 30 Account.
  • You must give notice to withdraw by completing a withdrawal instruction form (available from any branch of AIB).
  • You may nominate any bank account in the withdrawal instruction form to which your money will be credited on the expiry of the notice period or alternatively make a cash withdrawal from your branch.

Eligibility

  • All business clients may open an Access Deposit 30 Account.
  • Call into any branch to complete an Access Deposit 30 Account application form
  • Normal business account opening procedures apply - please see our related information section.

Important / Regulatory Notice

Terms and conditions apply.

Next Steps

Financing Your Business

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Related Information


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